AuraFG unifies institutional liquidity, digital payments, SME finance, and tokenised capital markets into a single financial operating system for emerging markets.
Aura Financial Group unifies institutional FX, tokenised finance, and grassroots distribution to solve Africa’s persistent financial challenges, creating unmatched strategic synergy and market-leading efficiency.
Aura Financial Group exists because the prevailing economic system is fundamentally flawed, prioritizing extraction over inclusion and resulting in structural inequality.
Africa’s massive $1.4Trillion FX Market remains largely disconnected from its Real Economy, perpetuating a crippling $400 Billion SME credit gap that stifles widespread growth and opportunity. We believe this obsolete system cannot be patched; it must be transcended
AuraFG operates a self-reinforcing, closed-loop financial ecosystem where institutional FX liquidity funds SME lending, which drives payments adoption and tokenised capital formation.
Aura Financial Group (AuraFG) was established through the strategic merger of FORUS Digital and African FX Partners (AFXP), creating the first fully integrated financial infrastructure platform for emerging markets,. This consolidation addresses structural problems in African finance by unifying two distinct strengths: AFXP’s institutional liquidity corridors and FORUS’s deep grassroots, tokenised distribution network. The resulting platform is a closed-loop, self-reinforcing financial ecosystem designed for unmatched synergy and growth.
We possess instant, tier-1 credibility through the AFXP/TP ICAP partnership, managing corporate FX flows for over 800 multinational clients
FORUS Digital provides deep, grassroots distribution, connecting the platform to SMEs, merchants, cooperatives, and consumers via its wallet infrastructure
The ecosystem is engineered so that institutional FX revenue funds SME lending, driving digital payments adoption and generating assets for tokenised finance
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A 50 kW rooftop array supplies most daytime power, lowering energy costs and reducing carbon emissions.
Mid-scale wind turbines deliver clean electricity to port operations, cutting fossil fuel use and stabilizing expenses.
A 100 kW ground-mounted system powers irrigation and storage, replacing diesel generators and improving sustainability.
Rooftop panels with battery storage cut peak electricity bills by half while providing dependable backup.
We are the seamless, efficient, and transparent bridge linking global markets to local economies
Have other questions?
Aura Financial Group (AuraFG) is the first fully integrated financial infrastructure platform purpose-built for emerging markets. It was formed by strategically merging institutional FX liquidity (AFXP) with grassroots SME finance and digital payments infrastructure (FORUS Digital). The fundamental mission is to connect global liquidity to local economic reality through a single, interoperable system, acting as the financial operating system for Africa
AuraFG directly addresses structural problems in African finance. Primarily, it solves the fragmentation and inefficiency of the $1.4 trillion annual FX market and tackles the critical $400 billion SME credit gap. By integrating these functions, AuraFG lowers the cost of capital, reduces settlement friction, and expands access to credit for previously underserved small and medium enterprises.
ACE is the flagship digital marketplace and joint venture at the heart of the AuraFG ecosystem,. ACE acts as the central bridge where institutional liquidity meets real-economy demand, functioning as a multi-asset platform for:
1. FX Execution: Providing transparent, low-latency currency price discovery and execution.
2. Tokenised Capital Markets: Listing and trading blockchain bonds and tokenised debt instruments.
3. Cross-Border Settlement: Serving as the digital backbone for multi-currency settlement.
Working capital and SME financing are deployed through FORUS Capital and the FORUS Credit Fund (FCF) using revenue-based lending models. The Waterfall Bond Protocol is a new, innovative investment structure that enables large-scale, low-risk capital mobilization. This structure aligns investors by risk tier, allowing community capital (the first-loss tranche) to de-risk institutional investment, ensuring capital flows into areas traditionally considered too risky
No. The FORUS Digital platform operates under a non-extractive revenue model, meaning it eliminates transaction fees for both merchants and end-users to ensure financial inclusion and scale. Instead, revenue is generated through value-added services such as FX spreads, working capital finance yields, marketplace fees, and programmable advertising that pays brands commission only on verified sales.
AuraFG utilises a compliance-by-design approach, integrating regulatory controls directly into its technology and governance frameworks. The FORUS element of the platform is defined as an Economic Operating System that seeks to create "Justice Through Design". This is achieved through decentralised governance structures (DAOs) guided by AI Agents that store institutional memory, interpret protocol rules, and ensure consistent, transparent execution, thereby reducing corruption risk and reliance on centralised authority.
– Daren Hays, Homeowner
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